Centli — a private, offline-first money journal with a built-in assistant. Free on iPhone and Android.

Now free on Google Play & the App Store

See where your money
actually goes.

Centli is a calm, judgment-free mirror for your money — your spending, your accounts, your net worth — all in one clear picture you can finally look at without bracing yourself.

See it clearly Act in time Build the habit

Free on Google Play & the App Store

Your month at a glance

Spending, income, and what's still pending — one calm view.

Act in time

Never get hit by an overdraft fee again

Centli reminds you about a payment the day before it's due, so you're never caught short. A small, quiet heads-up — enough time to move money or hold off, so a fee never gets the chance to take it.

Build the habit

Awareness comes from doing, not watching

Centli doesn't connect to your bank — you log each transaction yourself, because that two-second act is what makes you feel where your money goes and start to change it. Quick-add remembers your routines, so re-adding twenty dollars of gas to checking is one tap, your bank credentials stay untouched, and your data stays yours.

Read the story — why typing it in works